Blue Cross Blue Shield has a presence in over 170 countries. In southeastern Pennsylvania, Independence Blue Cross (Philadelphia) has a joint marketing agreement with Highmark Blue Shield (Pittsburgh) for their separate hospital and medical plans. Knowledge of their product with their service people is impressive. Blue Cross is a name used by an association of health insurance plans throughout the United States. Blue Cross Blue Shield has helped our family through and lot! so I am paying the same rate I always have, and they want Medicare to pay for my treatments? Export to CSV. I am insured with Blue Cross from my employer and their coverage is so affordable for my son and I. Blue Cross Blue Shield Association 3,125 views. Through my wife's company, they have secured our health for over 15 years now, I have nothing bad to say about my coverage. Blue Shield was developed by employers in lumber and mining camps of the Pacific Northwest to provide medical care by paying monthly fees to medical service bureaus composed of groups of physicians. Overall they have been a good company. As you may recall, since 2013 Blue Cross has been involved in a class-action lawsuit regarding its alleged anti-competitive policies. My doctor was great, but the bills/payments from insurance are terrible. When it comes to staying ahead in today's changing environment, Blue Access for Employers is there to help you and your company move at the speed of business. Its growth has brought both positive and negative consequences. Regence Blue Shield of Idaho announced a strategic alliance (not a merger) with Blue Cross North Carolina.[22]. They definitley made life more bareable. We pay over $1400 a month and still have a $5k deductible. In addition to health care coverage options, the some BlueCross BlueShield Plan offerings include dental insurance plans and vision insurance. BlueCross BlueShield is also a parent company of other health insurance companies that provide BlueCross BlueShield insurance in specific regions and states. In many ways, it's not surprising that there are inconsistencies in health insurance plan details at BlueCross BlueShield. During 2010, Health Care Service Corporation, the parent company of BCBS in Texas, Oklahoma, New Mexico, Montana and Illinois, nearly doubled its income to $1.09 billion in 2010, and began four years of billion-dollar profits. I discovered on 5/24/2018, premiums still being paid, canceled policy , and was informed because another policy was paying my claims and not Blue Cross, I should expect a refund. If we are away from home and needed medical attention we have always been covered even when in another state. Its Medicare plans include Medicare Supplement insurance (Medigap), Part D (prescription drug plans), and Medicare Advantage plans. I definitely recommend it to anyone that asks. [3] It has affiliated plans in all 50 states, the District of Columbia, and Puerto Rico, as well as licensees offering plans in several foreign countries; it also operates a nationwide health insurance program for employees of the United States federal government. We have never had any complaints with the customer service. [26] Proceeds ranged from $3.2b (California) to $1.5m (Nevada). Blue Cross is a registered charity in England and Wales (224392) and in Scotland (SC040154). It has worked for me. For example, it's positive that BlueCross BlueShield is accepted at such a high percentages of hospitals, doctors, and urgent care centers because it is a well-known brand in the health insurance marketplace. I have a chronic disease and have not had to worry about not having good coverage. Blue Cross and Blue Shield of Illinois (BCBSIL) is committed to expanding access to quality, cost-effective health care to as many people as possible in Illinois. Dare I say, this is borderline corruption. Blue Cross and Blue Shield of Vermont is an Independent Licensee of the Blue Cross and Blue Shield Association. I would recommend them to anyone. These reviews mention satisfaction with claims, coverage, and customer service. My service provider says speak to your insurance and regence says speak to your provider. Not even asking for a reimbursement just want it canceled and to stop being charged. Visit Premera Facebook page Visit Premera Twitter page Visit Premera Youtube page Visit Premera LinkedIn page Absolutely criminal and frustrating, have wasted so much time trying to cancel this insurance. I wish it was cheaper, and I’d still be on it. Registered address Shilton Road, Burford, Oxfordshire, OX18 4PF. If I ever have any questions, they are quick to answer and help me with any issues. Health insurance helps you control your medical expenses by giving your access to negotiated rates and cost-sharing for your out-of-pocket costs. She was amazing with answering all my questions and also making sure I was making the right decisions. until then I had no problem with them other than the fact they tried to give me a hard time about a medical condition. Member Information BlueCross BlueSheild has earned many positive customer ratings and reviews on Best Company. Been with them for over 16 years, and all I can say is, they're a necessary evil. From 1/1/2016 to 5/24/2018 Blue Cross premiums were paid by a trustee in New York. About Blue Cross Blue Shield of Massachusetts Blue Cross Blue Shield of Massachusetts (bluecrossma.org) is a community-focused, tax-paying, not-for-profit health plan headquartered in Boston . Greater Chicago Area. I had to change to Blue Cross because it was my husband’s insurance. BlueCross BlueShield insurance plans are available nationwide and widely accepted at hospitals and doctor's offices. They work well with our claims and any time there has been an issue they have worked well with the doctor offices to figure the issues out. Get to go to what ever doctor or hospital I choose. We have a daughter with special needs and they have accepted every doctor she has needed to see. I feel they do any excellent job and the costs are reasonable. Claims are settled promptly and efficiently. The coverage is great. Great customer service and benefits are great. They cover my prescriptions at 100%. rights reserved ® Registered Marks of the Blue Cross and Blue Shield Association. They have well trained staff that have taken time to dig through our records and find the answers we are looking for. … Finally received a check for $3,274.32 over payment $41,150 refund amount $3,274.32 they kept $37,875.68 for doing nothing SLEEZY. How do I use the Drug List? In the final spending bill for FY 2015 after much lobbying since 2010, nonprofit Blue Cross and Blue Shield plans continue to have special tax breaks that were understood to be threatened by the Affordable Care Act of 2010. I have had this insurance company for years without issue. Search for Doctors, Hospitals and Dentists Blue Cross Blue Shield members can search for doctors, hospitals and dentists:. [11], In 1994, BCBS changed to allow its licensees to be for-profit corporations. [24] Similar suits occurred with similar results in other states such as Oregon. They always paid timely and the contracted amounts. that was caused by my job. I have been using this company for many years, probably 10+, for health and dental insurance and it has never failed me! Blue Cross Blue Shield of Illinois is the largest health insurer in Illinois, offering group and individual health insurance coverage, managed care products, Medicare supplement coverage, and prescription drug coverage to over 7 million members. I have an HMO and I wished I had a PPO it would be much better as far as choosing doctors because the doctors from the network are not always good. I lost my cards one time and they quickly sent me new ones in the mail. We are on the Federal BlueCross BlueShield plan and have not had any issues. As you evaluate your health insurance options, keep your health needs and budget in mind. Health "care" in America is broken. 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